Regulatory News

The FCA has published its annual Regulatory Priorities for consumer finance, replacing portfolio letters. Key focuses include ensuring consumers can access fair-value credit, receive appropriate support when in debt, and benefit from effective complaints and redress. The FCA and FOS are also consulting on proposals to modernise the redress system, aiming to better support consumers while giving firms greater certainty …

The FCA has reiterated its commitment to supporting innovation and economic growth while maintaining strong consumer protection. In a speech at the MoneyLIVE Summit 2026, David Geale emphasised that the FCA is working to simplify rules and step back where appropriate, while ensuring safeguards remain in place. The FCA has also launched a quarterly consultation on miscellaneous amendments to its Handbook. …

This week, in addition to several other announcements, the FCA published an update on the potential industry-wide motor finance redress scheme which is now likely to include an implementation period and changes to the proposed customer communications. The Payments Vision Delivery Committee has published the Payments Forward Plan. The Money Charity and Bank of England have also published their monthly …

This week, all of our news pieces come from the FCA. The regulator has provided information on the Consumer Duty cross-cutting rules and the outcomes they expect firms to deliver. In addition to this, the FCA also updated their page on Consumer Duty board reports, highlighting examples of good practice and areas for improvement.

This week, The FCA published its whistleblowing dat for 2025 QA. The regulator also confirmed new protections for Buy-now, Pay-later borrowers. In other news, HM Treasury has published a consultation seeking views on proposals to make changes to the legislative framework for Appointed Representatives. 

This week, The FCA published a letter to trade associations to provide an update in the development of a Future Entity (FE) for open banking. The FOS also announced that they are seeing the lowest complaint levels in two years. 

This week, The FCA published its first newsletter covering insights and themes from its enforcement work. In addition to this, speeches were also given by Sheldon Mills and David Geale. The latest round of statistics have also been published from both the Bank of England and The Money Charity.

This week, the FCA launched a review into the implications of advanced AI on consumers, retail financial markets and regulators. Sheree Howard, Executive Director of Authorisations, also gave a speech at the FCA’s Gateway to growth event, at Chicago Booth London Conference Centre.

This week, the FCA announced that applications are now open for the next round of AI Live Testing. The regulatory also issued a letter to trade associations, detailing the next steps on how to engage in the process of establishing a future entity for open banking. In other news, the FOS published their latest edition of Ombudsman News and BBC …

This week, the FCA has confirmed the total amount of fines so far during 2026. The regulator has also published board minutes from its meeting held on 27 November 2025. In other news, StepChange Debt Charity has confirmed that 5 January 2026 was its busiest day in more than a year. The FOS has also set out ambitious targets for …

This week, the FCA has opened an enforcement investigation into The Claims Protection Agency Limited (TCPA). The Bank of England and The Money Charity have also released their monthly statistics. 

This week, the FCA published a news piece on open banking, stating that 16 million users now benefiting from the service. The regulator is also amending its Code of Conduct (COCON) sourcebook to explain how non-financial misconduct can be a breach of the conduct rules. In other news, the FOS has released it latest edition of Ombudsman News, which covers …