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supporting the alternative lending sector
select a benefit for more details
Mission
Advocacy
Exhibition packages for our annual conference are available to both members and non-members. It is worth noting that members receive a discount and are also given priority booking over non-member firms.
For a detailed breakdown of available packages, view the 2024 conference opportunities brochure.
Insight
Network
Services
Advice line
CCTA Academy
standard prices
50% discount
Stakeholder engagement
Hard copy agreements
standard prices
30% discount
Electronic agreements
Associate database
Member database
join the ccta in three simple steps
Complete our short enquiry form to receive more information and a quote for your membership fee.
Enquiry FormOnce you confirm you wish to join, we will request firm and team information in order to set up your membership
Once your invoice has been paid, we will be in touch with your membership confirmation and log information.
We offer associates a range of ways to interact with and reach out to the membership. Further details can be found in our CCTA Marketing brochure.
Submit our short membership enquiry form so that we can come back to you with more information and a quote for your membership fee.
supporting the consumer credit industry for over 130 years
The Consumer Credit Trade Association (CCTA) is one of the oldest trade associations in the UK.
Established in 1891, we have a long and influential history. Our objective is to support and develop an effectively regulated alternative lending market. We strive to ensure responsible access to credit for all.
Our agenda sees us front and centre of consumer credit change, constantly challenging regulatory consequence, and ensuring our members have a voice where it counts.
The CCTA is a network of lenders and associates who share experience, knowledge and the vision of a balanced and transparent industry.
conference
Our conference is also open to non-members and takes place annually. The annual member dinner occurs the night before.
summit
We aim to run three Summit events each year, one of which is a physical event located in London. Summits are member-only events.
workshop
Workshops take place online and physically. They are scheduled in response to industry developments and are only open to members.
roundtable
Our roundtables allow participants to join in a lively debate, which is the core of these events. They also inform CCTA policy.
live learning
Live Learning events are only accessible to CCTA Academy users. Subjects are created in response to industry trends and events.
updated agreements
fully compliant and Consumer Duty focussed
In line with Consumer Duty, all our agreements and statutory documents have been reviewed and improved in terms of layout, readability and ease of understanding. Our Updated Agreements page provides more details of the improvements.
Updated agreements
agreement descriptions
browse our full suite
This page includes a detailed list of all the agreements we offer, along with descriptions and their order code. We are happy to discuss your requirements with you. However, we urge you to see independent legal advice prior to purchase, if required.
Agreement descriptions
Pre-Contract Information (PCI) is a legal requirement for lenders. It replaces the European version of the Standard European Consumer Credit Information (SECCI) and must be provided to consumers ahead of them entering into a regulated agreement. The PCCI provides the customer with key information in relation to features, costs and consumer rights for the product/service selected.
Electronic: Pre-Contract Information is a downloadable file (PDF and Word format). You will have access to a hard copy and electronic version. Files are in colour and use common system fonts.
Hard copy: Pre-Contract Information is printed in black and white on double sided A3 and folded to A4 size.
Inclusion: Pre-Contract Information is included in all our regulated credit agreements, regulated hire agreements and regulated lease agreements.
All of our agreements underwent a complete review in 2022, which covered both content and format. The layouts have also been adjusted to improve readability and usability. Font sizes have been increased throughout. We have also increased the line spacing and clearly defined each section of the agreement with sub-headings.
hire purchase agreement (general goods)
Regulated by the Consumer Credit Act 1974. For use in financing general goods.
format
Our hard copy agreements are produced in paper format and include an individual carbon copy of each page.
Where required, pre-contract information and adequate explanations are provided at no additional cost.
Documents are sold in packs of 25, 50, 75 or 100.
availability
Both CCTA members and non-members are welcome to purchase our agreements and statutory documents.
It is worth noting that CCTA members receive a 30% discount on standard prices.
delivery
Orders will be delivered within two working days of payment.
Payment can be made via card or BACS at the end of the order form.
format
Our electronic agreements and statutory documents are delivered in PDF and Word format. These files are available to download from the Member Hub.
Each agreement has two variations; one with wording for a physical signature and another for digital signatures.
availability
Our electronic agreements and statutory documents are delivered in PDF and Word format. These files are available to download from the Member Hub.
Each agreement has two variations; one with wording for a physical signature and another for digital signatures.
delivery
Our electronic agreements and statutory documents are delivered in PDF and Word format. These files are available to download from the Member Hub.
Each agreement has two variations; one with wording for a physical signature and another for digital signatures.
ordering
Our electronic agreements and statutory documents are delivered in PDF and Word format. These files are available to download from the Member Hub.
Each agreement has two variations; one with wording for a physical signature and another for digital signatures.
30% CCTA Member
Discount
+10% When ordering 75
Of the same document
+15% When ordering 100
of the same document
ccta members
CCTA members should use this order form in order to receive a 30% discount on standard prices.
Retra members
Retra members should use this order form in order to receive a 10% discount on standard prices.
non members
Non members should use this order form in order to receive standard prices on all our agreements.
Can I sign up to CCTA Academy if I am not a CCTA member?
Yes. The CCTA Academy is valuable to other lenders that operate in our sectors. So this service is available to non-members too.
However, you will be required to pay the full licence cost. The 50% discount is a member-exclusive benefit. Talk to us about membership.
Can we add additional users throughout the year?
Absolutely. We know that firms will have new starters throughout the year, or staff moving from one role to another, that may need to be signed up to CCTA Academy. We can add users whenever required.
Can I transfer a user licence from one member of staff to another?
We can look to transfer user licenses upon request.
Generally, this will depend on a number of factors, i.e. the use of the licence by the previous user. If the previous user has undertaken compliance training and earned all/most of the CPD credits, there will be little use in transferring a licence to a new user. Please discuss your requirements with us and we will try our best to accommodate where possible.
Which sectors does your compliance training currently cover?
Our core courses are all relevant to consumer credit.
However, our additional sector-specific courses are for the sectors in which our members operate. These include:
How often are your courses updated?
All CCTA Academy courses are under constant monitoring. Where changes or updates are required, we will update the course as soon as practicably possible.
As a general rule, we also review our courses annually to ensure they remain up to date.
We also have plans to build out the library, and so we are always keen to hear suggestions.
Will your other members be able to see what training courses my staff are undertaking?
No. No other firm or person using CCTA Academy can see anything in relation to another member or firm.
Your staff will only see their own course progression. Only appointed senior managers of your firm can oversee their staff.
Unlimited use of electronic agreements
Our agreements can be used an unlimited number of times. Members can use the electronic agreements continuously and have access to the latest versions simply by paying the annual renewal fee.
Unlimited use of electronic agreements
Our agreements can be used an unlimited number of times. Members can use the electronic agreements continuously and have access to the latest versions simply by paying the annual renewal fee.
Unlimited use of electronic agreements
Our agreements can be used an unlimited number of times. Members can use the electronic agreements continuously and have access to the latest versions simply by paying the annual renewal fee.
Unlimited use of electronic agreements
Our agreements can be used an unlimited number of times. Members can use the electronic agreements continuously and have access to the latest versions simply by paying the annual renewal fee.
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testInstalment Options on Request
sole traders & startups
From £80 per month
Paid annually at £950 +VAT
lenders & brokers
From £162 per month
Paid annually at £1,945 +VAT
associate firms
From £180 per month
Paid annually at £2,150 +VAT
Discounts Available
CCTA membership
CCTA academy
CCTA agreements
SUBMIT TO RECEIVE A QUOTE
CCTA Membership
CCTA Academy
CCTA Conference
CCTA Agreements
CCTA Marketing
Live Learning - Understanding vulnerable customers
CCTA Roundtable - Motor finance
CCTA Conference - Catalyst
CCTA Guidance - CMC Authority, Data Protection & Fraud Risk
CCTA Inform - Winter 2025 Issue
Year in Review - 2025
CCTA Magazine - 2025 Issue Three
CCTA Guidance - FCA Vulnerability Review
CCTA Membership
CCTA Academy
CCTA Conference
CCTA Agreements
CCTA Marketing
Live Learning - Understanding vulnerable customers
CCTA Roundtable - Motor finance
CCTA Conference - Catalyst
CCTA Guidance - CMC Authority, Data Protection & Fraud Risk
CCTA Inform - Winter 2025 Issue
Year in Review - 2025
CCTA Magazine - 2025 Issue Three
CCTA Guidance - FCA Vulnerability Review
