The Regulatory Initiatives Grid sets out the planned regulatory initiatives for the next 24 months.

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Source: FCA
Date: 20 May 2026

The FCA is launching a market study to gather evidence to understand the root causes of practices it has observed by firms in the claims management market, and how they impact competition and consumer outcomes. The regulator wants views on the scope of the study by 19 June 2026.

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Source: FCA
Date: 19 May 2026

Alison Walters, Director of Consumer Finance, outlines key concerns in the claims management market, highlighting poor practices by some firms and the actions taken to address them.

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Source: FCA
Date: 19 May 2026

The FCA said the proposals set out a framework that places greater emphasis on FCA rules and guidance rather than prescriptive requirements set out in legislation. The regulator intends to consult on the key elements of the consumer credit framework previously set out in legislation, where it has the powers to do so, considering the whole consumer credit process.

Source: FCA
Date: 15 May 2026

It is essential that firms have effective protective, detective, threat containment and cyber response capabilities including to address faster and more disruptive frontier AI-driven attacks.

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Source: FCA
Date: 15 May 2026

Nikhil Rathi, FCA Chief Executive, gave a speech at the FCA’s Financial crime conference. He said the response to financial crime must be system-wide. This includes better information sharing, smarter use of technology and deeper collaboration across firms, regulators, government and law enforcement.

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Source: FCA
Date: 14 May 2026

Charlotte Clark, Director of Cross-cutting Policy and Strategy, sets out the support the FCA expects firms to offer consumers, as part of the regulator’s rules and the Consumer Duty.

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Source: FCA
Date: 14 May 2026

The FCA has announced two permanent appointments to its executive team.

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Source: FCA
Date: 13 May 2026

The government is moving forward with plans to modernise the Consumer Credit Act (CCA). This announcement is the first step in moving many of the CCA’s detailed, prescriptive requirements out of the legislation and into the FCA’s rulebook – making them easier to update as technology evolves. The policy statement can be read here.

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Source: HM Treasury
Date: 18 May 2026

The government has published a summary of the key themes raised by respondents in response to the consultation and notes the government’s final policy position on the proposals. The government will bring forward primary legislation to deliver the reforms when Parliamentary time allows.

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Source: HM Treasury
Date: 12 May 2026

This document summarises responses to the 2025 consultations on two parts of the UK’s statutory SME finance framework: Commercial Credit Data Sharing (CCDS) and the Bank Referral Scheme.

It confirms the government’s intention to legislate to strengthen and modernise CCDS, including expanding its scope beyond banks, improving data quality and coverage, and supporting access to finance.

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Source: HM Treasury
Date: 11 May 2026