Become A Member
our philosophy
At CCTA we enjoy a reputation for integrity and a strong independent voice. Established in 1891, we have a long and powerful history. We are passionate about our industry, and work closely with the regulator, sharing their vision for a balanced, transparent and thriving market. Our members offer credit in a high profile, dynamic arena, and rely on us to provide a yard stick for best practice. We are friendly and professional, and the community we have developed delivers essential support at a competitive price.
We welcome like-minded businesses. If you share our philosophy and would like to join us, all the information you will need can be found below. If you would like to talk things through, call us on +44 (0) 1274 714959 or CONTACT US DIRECT +
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CCTA members
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2018 planned events
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ANNUAL
conference and gala dinner
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years shaping the credit industry
| BENEFIT | NON MEMBERS | CCTA MEMBERS |
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legal advice +  Legal Advice Our in-house specialist is one of the most respected legal minds in the industry, and is on hand to answer any credit related queries our members have. Invaluable advice and guidance is never further than a call or email away. Whether chasing a speedy answer to a ‘quick question’, or looking for a more in depth solution to a problem, CCTA membership provides a comprehensive legal service, which alone often proves to be well worth our subscription fee. |
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complaint & conciliation service +  Complaint & Conciliation Service At CCTA we operate a free complaint conciliation service, an effective way of dealing promptly, sympathetically, and fairly with potential problems. We aim to offer reassurance to the public that all companies allied to us, trade with integrity or risk expulsion from the association. We are committed to campaigning for best practice in lending, and work continually to raise the standards and increase the visibility and credibility of our industry. |
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sector specific lobbying +  Sector Specific Lobbying Our vision is to be ‘the’ credible, valued and trusted representative of consumer finance. Our mission is to translate the interest of our members to UK and European regulators. It is difficult for any lone business to flex their muscles with regard to the barrage of regulatory reforms that seem to hit the credit industry on a regular basis. Lobbying is at the heart of our association. Our ultimate aim is to ensure that the voice of our members is heard and understood on a wide landscape of issues, challenging on their behalf, the cost and burden that new law can bring. |
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hard copy credit agreements +  Hard Copy Credit Agreements We offer a wide range of generic, ready to use, fully compliant credit agreements, designed to suit your business. These documents are covered by CCTA liability insurance, and come with free delivery. Membership attracts a 25% discount. Full information is available in our CCTA credit agreements booklet. |
Standard Prices | 25% Discount |
electronic agreements +  Electronic Agreements This service is only available to our members and is an effective way of safeguarding against costly solicitor fees. Once you have purchased copyright, you will be able to embed the electronic format of our credit agreements into your computer system, giving you unlimited access to the document and eliminating the need to stock hard copy agreements. Electronic agreements are covered by a CCTA Copyright Licence and are automatically updated free of charge if legislation changes. |
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supplier database +  Supplier Database Our supplier database allows you to compare and contact a wide range of suppliers who specialise in consumer credit industry matters. The database includes: solicitors, consultants, legal advisors, debt collection/tracing services, credit reference/scoring agencies, software developers/system suppliers and other professional services. |
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member database +  Member Database Running any business can be an isolating experience, and consequently in addition to our meet and greet opportunities, we open our database to all members. The database provides a handy ‘in-house’ search facility for any member wanting to contact like-minded individuals. |
| BENEFIT | NON MEMBERS | CCTA MEMBERS |
|---|---|---|
consumer credit magazine +  Consumer Credit Magazine We pride ourselves on producing a quarterly magazine that doesn’t follow a script, but evolves in response to the industry around it. We seek out experts with courage and a strong voice to write for us. We deliver the news in a ‘no nonsense’ nutshell. |
PDF only | PDF & Hard Copy |
regulatory inform newsletter +  Regulatory Inform Newsletter Each week, our legal expert searches for details of industry related judgements, guidance and announcements. Each quarter we send out an e-magazine update on just how the scales of justice are balancing. |
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weekly industry news bulletin +  Weekly Industry News Bulletin Keeping members abreast of changing regulation and fast moving industry news is an important aspect of the CCTA support role. Our weekly news emails include a synopsis of the latest news, with easy to use links taking the reader directly to a chosen feature. Dedicated and detailed e-bulletins cover those more urgent issues requiring immediate attention. Either way, the information our members need is never more than a click away. Supporting our regular updates, our online news board is a ‘one stop shop’ listing everything from government releases and requirements, to articles we feel may be of particular interest or use. |
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public affairs +  Public Affairs CCTA has appointed Centaurus Communications and together, are dedicated to an initial twelve month programme utilising the eclectic position of CCTA to comment on both specific and industry issues. Visit the 'Public Affairs' section of our website for the latest news and information. |
| BENEFIT | NON MEMBERS | CCTA MEMBERS |
|---|---|---|
training courses +  Training Courses Our training schedule offers a wide range of courses covering the day to day needs of the credit business. Full details can be found on our website. Each year we take a fresh look at our offer, providing a comprehensive view of the legal and regulatory challenges facing business, keeping delegates infomed and illustrating ‘competence & credibility’. We welcome everyone involved in credit or lending under any discipline or seniority: owners, directors, company secretaries, legal practitioners, IT personnel, credit management, debt collectors and internal training teams. |
Standard Prices | £55 discount per Delegate |
briefing seminars +  Briefing Seminars Our Briefing Seminars aim to provide in depth information and clarity around current major issues facing our industry. They offer an open debate forum with formal presentations, Q & A sessions, and include legal and regulatory updates, guest speakers, lunch and a full delegate pack. Open to CCTA members only, they represent a call to action for directors, non-executive directors and senior managers, particularly in operations, risk and compliance. |
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annual conference +  Annual Conference Our annual conference is a recognised industry ‘date for your diary’. In a relaxed and friendly atmosphere, this two day event delivers an impressive line-up of regulatory and industry speakers and a comprehensive mix of delegates and exhibitors. The open workshop forum encourages active involvement, whilst the presentation pack and attendee list, ensure guests have the full picture. We aim to offer not only a complete overview of the industry’s current standing, but a platform for delegates to gather information and contacts, with a view to the growth of their business. The ‘grand finale’ gala dinner is the perfect antidote to ‘business as usual’. |
Standard Prices | Up to £130 discount Per Delegate |
| BENEFIT | NON MEMBERS | CCTA MEMBERS |
|---|---|---|
CCTA codes of practice +  CCTA codes of practice In a tough climate, it is ever important for businesses to show just how seriously they take the issues of competence and compliance. Simply belonging to CCTA is an excellent start. Our members have an industry recognised general code of practice to follow, along with additional ‘sector specific’ codes. Their adherence illustrates to customers and regulators alike, credibility and reliability. |
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CCTA logos +  CCTA logos Our brand has evolved to reflect our corporate ethos and contemporary attitude. Membership brings with it the benefit of our reputation, and the option to use our easily recognised and highly regarded brand. |
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APR calculator +  APR calculator software In conjunction with CCTA, Oyster Bay Systems are pleased to offer association members Flex_Master and ERS (EuroSet Reference Standard) free of charge. Flex_Master and ERS are user friendly desktop tools delivering calculations which are regulated by the European Consumer Credit Directive (ECCD). In the United Kingdom, the influence of the ECCD is embodied within amendments to the Consumer Credit Act, the legislation is far reaching in many areas, and these calculators are specifically aimed at providing fully compliant APR's and early settlement figures. |
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| early settlement calculator + Early settlement calculator software In conjunction with CCTA, Oyster Bay Systems are pleased to offer association members Flex_Master and ERS (EuroSet Reference Standard) free of charge. Flex_Master and ERS are user friendly desktop tools delivering calculations which are regulated by the European Consumer Credit Directive (ECCD). In the United Kingdom, the influence of the ECCD is embodied within amendments to the Consumer Credit Act, the legislation is far reaching in many areas, and these calculators are specifically aimed at providing fully compliant APR's and early settlement figures. |
Key: grantors brokers suppliers
anything else?
get in touch & we can help you:
- Email us
info@ccta.co.uk - Call Us
+44 (0) 1274 714 959