CCTA Update: 19 November 2025

Published 19 November 2025

As we approach December, we have a strong line-up of events that we believe will be of real interest to members. We begin with our Responsible Lending workshop, led by Naveed Asif. This session will share CCTA insights on the evolving landscape of responsible lending, drawing on dialogue with members, the FCA, the FOS, and a range of wider stakeholders.

CCTA Summit: Winter 2025

Published 13 November 2025

Our Winter Summit will focus on recent developments across our sector, provide a forward look to 2026, and include an update on CCTA’s ongoing activities. We are delighted to welcome Kate Pender, Chief Executive of Fair4All Finance, who will discuss the government’s recently published National Financial Inclusion Strategy.

CCTA Update: 12 November 2025

Published 12 November 2025

This week’s developments highlight the ongoing evolution of the UK’s credit and payments landscape, with the FCA placing continued emphasis on evidence-based consumer outcomes, innovation, and responsible risk-taking.

CCTA Roundtable: Motor Finance

Published 11 November 2025

Our upcoming Motor Finance Roundtable will be our final session for 2025. During the online event, we will discuss CCTA responses to the consultation and ensuring member views and concerns are captured ahead of the consultation closing on 12 December. Our usual panel will be on hand to present their views and help support members with any questions or concerns.

CCTA Magazine: 2025 Issue Three

Published 11 November 2025

Welcome to the final edition of CCTA Magazine for 2025. It’s hard to believe we’re already approaching the end of another year – one that has been especially active for the sector. Unsurprisingly, the ongoing consultation on the proposed motor finance redress scheme features prominently throughout this edition.

CCTA Update: 5 November 2025

Published 05 November 2025

Certainly, a busy day. This morning, we witnessed the launch of the Financial Inclusion Strategy, as well as the FCA’s announcement of an extension to the motor finance redress consultation. Some of our motor members were involved in a discussion with the FCA this morning. I will attend two more meetings with the regulators by the end of the day.

CCTA Workshop: Responsible Lending

Published 05 November 2025

Lending in a responsible manner is an ever-evolving challenge for lenders, given the focus on customer-centric outcomes. The Financial Conduct Authority and Financial Ombudsman Service have increased scrutiny of firms’ lending practices to ensure credit is affordable and sustainable for consumers that rely upon it.

CCTA Update: 29 October 2025

Published 29 October 2025

This week, our engagement with the regulator continues across a range of important issues. As expected, discussions remain ongoing around the FCA’s proposed motor finance redress scheme during the consultation period. We are continuing to represent member views, highlighting considerations around the potential design of the scheme and its implications for smaller lenders.

CCTA Update: 23 October 2025

Published 23 October 2025

Just a couple of weeks ago, the FCA launched its consultation on motor finance. While consultations are always a key element, the CCTA has been working in advance of its launch and will engage with the FCA ahead of its close and in the weeks after.

CCTA Inform: Autumn 2025 Issue

Published 16 October 2025

Welcome to the Autumn 2025 issue of CCTA Inform. Over the last six months, we have been collecting details of legislation, regulatory updates and other announcements we think may be of interest to you. This member exclusive publication is designed to provide an essential ‘easy read’.

CCTA Update: 15 October 2025

Published 15 October 2025

Work continues on the motor finance redress consultation. We are keen to hear from members as we start to develop a formal response. Several key issues have already been identified, but the insights of our members will further improve the response.

CCTA Roundtable: Motor Finance

Published 14 October 2025

The session will address the key proposals in the FCA’s consultation on redress, highlight areas of particular importance for CCTA members and listen to member’s issues and concerns around the proposals. There will also be an opportunity for attendees to ask the speakers any questions they would like addressed.