FCA motor finance scheme: Legal challenges

Published 01 May 2026

The FCA has confirmed that it has received four legal challenges to the motor finance redress scheme, including three from lenders. While you may have thoughts on the merits of a challenge, this introduces further uncertainty for the scheme.

CCTA Update: APR in question & motor finance shift

Published 29 April 2026

Firstly, thank you to everyone who joined us at yesterday’s Catalyst Conference. It was a strong reminder of the value of bringing together lenders, policymakers and stakeholders to discuss the future of consumer credit in a practical and constructive way.

CCTA Inform: Spring 2026 Issue

Published 23 April 2026

Welcome to the Spring 2026 issue of CCTA Inform. Over the last four months, we have been collecting details of legislation, regulatory updates and other announcements we think may be of interest to you. This member exclusive publication is designed to provide an essential ‘easy read’.

Catalyst: Last chance to book

Published 23 April 2026

We’re just days away, and bookings are about to close. If you’ve been meaning to join us, now is the time to act. The Catalyst Conference brings together industry leaders, innovators, and peers from across the sector for insight, discussion, and practical takeaways you can apply in your own business.

CCTA Update: FCA updates – good to hear from members

Published 22 April 2026

This week the FCA has published a range of updates spanning supervision, innovation, and consumer protection. Its review of inactive appointed representatives highlights continued supervisory focus on oversight frameworks, with expectations that principals maintain clear visibility and control even where ARs are no longer active.

Catalyst: Adopting AI in consumer credit

Published 21 April 2026

We are pleased to invite you to our upcoming CCTA Catalyst Conference on Tuesday 28 April in London. This year’s event focuses on one of the most significant shifts facing the consumer credit sector: the practical adoption of artificial intelligence (AI).

CCTA Roundtable: Non-Financial Misconduct in Financial Services

Published 20 April 2026

From September 20026, the FCA brings in new requirements around non-financial misconduct (NFM) in financial services. To align non-banks with standards in banking firms, firms will be expected to consider NFM for employees in financial services roles.

CCTA Update: Strong start, busy agenda

Published 15 April 2026

Later today, the CCTA Council meets for the first time this year. The directors will hear that we have started the year well from an operational perspective, with some of the highest renewal levels we have seen. So, I want to start by thanking all our members for your continued support.

Catalyst: Join the debate – FCA credit reforms and what comes next

Published 14 April 2026

The FCA’s proposals on credit information are now firmly on the agenda – and they raise some important questions for the market.

CCTA Update: FOS changes and credit information registration

Published 09 April 2026

This week, we have continued to engage with the FCA on the structure of the motor finance redress scheme. We have attended a number of sessions with the regulator, alongside some of you, to discuss how different areas may operate in practice.

Catalyst: Join us – AI, data & lending in practice

Published 08 April 2026

A year ago, much of the discussion around AI in lending was largely hypothetical, focused on what might happen and how to prepare. That position is shifting. AI is now becoming operational across the credit market.

CCTA Roundtable: Motor finance -last chance to book

Published 07 April 2026

After months of waiting, the FCA has finally announced the final rules for the redress scheme on motor finance commissions. CCTA responded to the original consultation at the end of 2025, presenting member views and concerns to the regulator.