Member Roundtable: Last chance to book

Published 07 August 2025

We are bringing together legal and industry experts to dissect the decision of the Supreme Court on motor finance commissions. Now that the court has issued its decision, our speakers will provide their comments and interpretations around what this means for motor finance dealers, lenders and brokers. Join this session to understand the impact and implications of the Supreme Court’s decision and what it means for you going forward.

CCTA Member Dinner: Secure your places now

Published 06 August 2025

Our exclusive member dinner takes place the evening before the Annual Conference. The event is an opportunity to network with industry peers in a relaxed setting. CCTA members receive a 10% discount on ‘dinner and conference’ tickets. Our ‘buy-one get-one free’ offer is also valid for both the member dinner and CCTA conference the following day. The dinner includes a three course menu and light entertainment.

CCTA Update: 5 August 2025

Published 05 August 2025

The past few days have been largely dominated by the Supreme Court’s ruling on the motor finance cases heard earlier this year. The judgment provides welcome clarity in an area that has long been complex and contested, encompassing both motor finance and the broader credit market. That said, several important issues remain and will require further review and discussion. We now know the FCA intends to consult on compensation, which will be a crucial next step.

Supreme Court judgment: Update for members

Published 04 August 2025

We wanted to provide you with an update following the Supreme Court’s decision regarding commission arrangements and the subsequent FCA announcement of a compensation scheme.

Supreme Court judgment issued today: Update for members

Published 01 August 2025

The Supreme Court will today deliver its highly anticipated judgment on commissions. It is expected to be a significant ruling, as it will serve as the foundation for the FCA’s future work on a possible redress scheme in motor finance. You will recall that they had suggested they would respond within six weeks of the judgment. We can reassure our members that we are here to support them and will be talking to the FCA.

CCTA Conference: FOS announced as keynote speaker

Published 30 July 2025

We’re pleased to confirm the Financial Ombudsman Service (FOS) as a keynote speaker, with invitations also extended to the Financial Conduct Authority (FCA) and the Information Commissioner’s Office (ICO).

CCTA Update: 29 July 2025

Published 29 July 2025

The big news this week will be the Court of Appeal’s decision on commissions due on Friday afternoon. This has dominated the motor finance world, but we know that others have been interested in some of the core issues. The broker/lender relationship is part of so many sectors, and people are interested in any read-across. As such, we will be communicating with the wider CCTA membership.

CCTA Update: 22 July 2025

Published 22 July 2025

There is an end-of-term feel to this week’s roundup, news, and publications. We have seen a flurry of consultations and guidance released from the Treasury, FCA and FOS ahead of the summer break. Some of which flowed from the Chancellor’s Mansion House Speech.

CCTA Conference: Secure your places now

Published 16 July 2025

The CCTA Annual Conference delivers an impressive line-up of regulatory and industry speakers and a comprehensive mix of delegates and exhibitors. We bring together speakers and panellists to help lenders navigate the ever-changing landscape of consumer credit.

Financial Ombudsman Service: Reform consultations

Published 15 July 2025

I know that many CCTA members are keen to be kept informed about developments in the reform of the Financial Ombudsman Service (FOS). Following various discussions, I have just received a note from the Chief Ombudsman, which highlights several changes they are now consulting upon. This is happening in conjunction with work with the Financial Conduct Authority (FCA) and HM Treasury.

CCTA Update: 15 July 2025

Published 15 July 2025

The focus for many today will be the Chancellor’s Mansion House Speech, where she will speak to some of the grandees of financial services. We will certainly be looking out for any announcements she has about reform of the regulatory set-up. There have been some suggestions of changes to address issues we and others have raised about the Financial Ombudsman Service.

CCTA Update: 8 July 2025

Published 08 July 2025

This week I am back in the office following the excitement of Credit Week. It was great to connect with many CCTA members and hear more about the issues you are currently dealing with. I certainly have some conversations to follow up on and discuss with the wider CCTA team.