CCTA Roundtable: Non-Financial Misconduct in Financial Services
Published 20 April 2026
From September 20026, the FCA brings in new requirements around non-financial misconduct (NFM) in financial services. To align non-banks with standards in banking firms, firms will be expected to consider NFM for employees in financial services roles. The FCA aims to ensure that firms foster psychologically safe workplaces, helping to improve the UK financial sector’s reputation, strengthening its access to global talent and increasing market and consumer confidence.
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CCTA Update: Strong start, busy agenda
Published 15 April 2026
Later today, the CCTA Council meets for the first time this year. The directors will hear that we have started the year well from an operational perspective, with some of the highest renewal levels we have seen. So, I want to start by thanking all our members for your continued support.
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Catalyst: Join the debate – FCA credit reforms and what comes next
Published 14 April 2026
The FCA’s proposals on credit information are now firmly on the agenda – and they raise some important questions for the market. What does the future of data-sharing look like? What does proportionality look like for smaller and specialist lenders? And ultimately, will these changes improve access to credit as intended?
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CCTA Update: FOS changes and credit information registration
Published 09 April 2026
This week, we have continued to engage with the FCA on the structure of the motor finance redress scheme. We have attended a number of sessions with the regulator, alongside some of you, to discuss how different areas may operate in practice.
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Catalyst: Join us – AI, data & lending in practice
Published 08 April 2026
A year ago, much of the discussion around AI in lending was largely hypothetical, focused on what might happen and how to prepare. That position is shifting. AI is now becoming operational across the credit market. While the conversation often centres on the technology itself, in practice it comes down to a more fundamental question: the quality, governance, and use of data.
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CCTA Roundtable: Motor finance -last chance to book
Published 07 April 2026
After months of waiting, the FCA has finally announced the final rules for the redress scheme on motor finance commissions. CCTA responded to the original consultation at the end of 2025, presenting member views and concerns to the regulator. Now that the rules have been announced, we are holding this roundtable at short notice to unpack what the final rules mean for our members. Join us at this session where our usual expert motor finance panel will discuss what the rules mean for you
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CCTA Update: Motor finance redress scheme published
Published 01 April 2026
This week has marked a significant moment for the motor finance market, with the FCA publishing its long-awaited redress scheme. As many of you will have seen, this is a substantial and complex intervention. While the objective of providing clarity and consistency in outcomes is understandable, the detail will require careful consideration – particularly in terms of operational delivery, evidential expectations, and the potential impact on smaller and specialist lenders.
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Catalyst: Full agenda announced
Published 31 March 2026
Full agenda announced. Secure your conference places now.
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CCTA Roundtable: Motor Finance
Published 31 March 2026
After months of waiting, the FCA has finally announced the final rules for the redress scheme on motor finance commissions. CCTA responded to the original consultation at the end of 2025, presenting member views and concerns to the regulator. Now that the rules have been announced, we are holding this roundtable at short notice to unpack what the final rules mean for our members. Join us at this session where our usual expert motor finance panel will discuss what the rules mean for you
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FCA publish decision on motor finance redress scheme
Published 30 March 2026
The FCA has now published the final motor finance redress scheme. We have already had an initial discussion with the FCA earlier this evening following publication. This was a high-level conversation and several points will require further clarification.
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CCTA Magazine: 2026 Issue One
Published 26 March 2026
Welcome to the first edition of CCTA Magazine for 2026. The year is shaping up to be another significant one for the consumer credit sector. A combination of major regulatory developments and wider market pressures continues to reshape how firms operate and how consumers access credit. In this edition, we focus on several of the most important areas that will define the months ahead.
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CCTA Update: FCA decision on motor finance redress next week
Published 25 March 2026
We received a heads-up, confirmed online, that the FCA has agreed on a publication date for the motor finance redress scheme. This is now expected after business hours on Monday 30 March.
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