Supreme Court judgment issued today: Update for members

Published 01 August 2025

The Supreme Court will today deliver its highly anticipated judgment on commissions. It is expected to be a significant ruling, as it will serve as the foundation for the FCA’s future work on a possible redress scheme in motor finance. You will recall that they had suggested they would respond within six weeks of the judgment.

CCTA Magazine: 2025 Issue Two

Published 30 July 2025

Welcome to the July 2025 edition of CCTA magazine. As has become tradition in recent years, we have used our pre-conference issue to hear from some of those that will take part at the event on 30 September. We have contributions from both our headline sponsors Walker Morris LLP and Square4, along with panel sponsor Aryza.

CCTA Conference: FOS announced as keynote speaker

Published 30 July 2025

We’re pleased to confirm the Financial Ombudsman Service (FOS) as a keynote speaker, with invitations also extended to the Financial Conduct Authority (FCA) and the Information Commissioner’s Office (ICO).

CCTA Update: 29 July 2025

Published 29 July 2025

The big news this week will be the Court of Appeal’s decision on commissions due on Friday afternoon. This has dominated the motor finance world, but we know that others have been interested in some of the core issues. The broker/lender relationship is part of so many sectors, and people are interested in any read-across.

CCTA Update: 22 July 2025

Published 22 July 2025

There is an end-of-term feel to this week’s roundup, news, and publications. We have seen a flurry of consultations and guidance released from the Treasury, FCA and FOS ahead of the summer break. Some of which flowed from the Chancellor’s Mansion House Speech.

CCTA Conference: Secure your places now

Published 16 July 2025

The CCTA Annual Conference delivers an impressive line-up of regulatory and industry speakers and a comprehensive mix of delegates and exhibitors. We bring together speakers and panellists to help lenders navigate the ever-changing landscape of consumer credit.

Financial Ombudsman Service: Reform consultations

Published 15 July 2025

I know that many CCTA members are keen to be kept informed about developments in the reform of the Financial Ombudsman Service (FOS). Following various discussions, I have just received a note from the Chief Ombudsman, which highlights several changes they are now consulting upon.

CCTA Update: 15 July 2025

Published 15 July 2025

The focus for many today will be the Chancellor’s Mansion House Speech, where she will speak to some of the grandees of financial services. We will certainly be looking out for any announcements she has about reform of the regulatory set-up.

CCTA Update: 8 July 2025

Published 08 July 2025

This week I am back in the office following the excitement of Credit Week. It was great to connect with many CCTA members and hear more about the issues you are currently dealing with. I certainly have some conversations to follow up on and discuss with the wider CCTA team.

CCTA Update: 1 July 2025

Published 01 July 2025

Today, I am heading off to Credit Week in Wales, organised by Credit Strategy, arguably one of the most significant events of the year for the consumer credit industry.

CCTA Update: 24 June 2025

Published 24 June 2025

Over the next few weeks, I am out and about at various events, where I look forward to catching up with many of you. This week I am in Leeds and London to deliver workshops for CCTA members on complaints handling.

CCTA Update: 17 June 2025

Published 17 June 2025

Thank you to those of you who have been in touch in response to some of the work we have been doing and the various conversations we have had across a range of issues.