CCTA Inform: Winter 2023

Published 18 December 2023

CCTA Inform is an essential ‘easy read’ publication, exclusively available to members. This issue covers August 2023 to November 2023. During this period, we have collected details of legislation, regulatory updates and other announcements that may be of interest.

Winter 2023 Summit – Q&A

Published 18 December 2023

Thanks to everyone who attended our recent Winter Summit. We said we would provide a download link for the presentations at the CCTA Summit. The Summit featured presentations from industry experts, including Jeanette Burgess of Walker Morris, the FCA’s Cost of Living Team, and Chris Fitch of Bristol University.

Winter 2023

Published 12 December 2023

Chris Fitch, Vulnerability Lead at the Money Advice Trust gave a presentation. He has spoken at previous CCTA conferences about the development of the principles of vulnerability. As members have become increasingly aware of the importance of vulnerability, we asked Chris to update us on the latest thinking in this area.

Borrowing and spending at Christmas

Published 08 December 2023

Earlier this week, the Financial Ombudsman Service (FOS) published its Plans and Budget consultation for 2024/25. While these are first steps, we believe that they are heading in the right direction.

Year in Review: 2023

Published 07 December 2023

As we head toward the end of 2023, it is time to reflect on the year and publish our Year in Review. This is our opportunity to bring together all the elements of CCTA work and explain how we speak on behalf of members, share the insights from discussions and build a strong network.

Level playing field in consumer credit?

Published 03 December 2023

Unsurprisingly, consumer credit regulation plays an essential part in the lending market. A level playing field in consumer credit is a crucial principle. Firms of different sizes and formats and providing various products need access to the market.

CCTA Magazine: 2024 Issue Three

Published 28 November 2023

Welcome to the latest edition of CCTA Magazine. This issue follows our Annual Conference, which took place in Manchester in early October. Once again, I enjoyed connecting with lots of CCTA members, as well as the external stakeholders which featured in the lineup.

Cost of living paper

Published 27 November 2023

The FCA is taking the cost of living crisis seriously. To a certain extent, this is a continuation of a project that emerged from the COVID-19 pandemic. Cost of living has been the highest public agenda item at times and then fallen away as other issues emerged.

Engaging on the FCA’s Product Sales Data consultation

Published 24 November 2023

Anyone in consumer credit will likely know about the FCA’s recent consultation on Product Sales Data (PSD) reporting. The FCA has stated that the proposals aim to collect further data from the market to inform their supervisory and policy approach.

Motor finance (2023-3)

Published 24 November 2023

Thank you to all those who attend our Motor Finance Roundtable a couple of weeks ago. In the session, we covered a number of agenda items relevant to the motor finance sector. Two of those items related to legal cases in the motor finance sector and the use of vehicle immobilisers.

CCTA Magazine: 2023 Issue Three

Published 23 November 2023

Welcome to the latest edition of CCTA Magazine. I hope the magazine shows that it has been a busy few months! In this issue we have brought together a range of articles from CCTA members and external contributors on the issues of importance to the sector.

Supporting Talk Money Week

Published 09 November 2023

We are now well into Talk Money Week 2023 run by the Money and Pensions Service (MaPs) which we are supporting. The purpose of Money Talk Week is to break the taboo of talking about money and encourage individuals to speak about their finances, something we still seem to struggle with here in UK.