Regulatory News 14 January 2026

This week, the FCA has confirmed the total amount of fines so far during 2026. The regulator has also published board minutes from its meeting held on 27 November 2025.

In other news, StepChange Debt Charity has confirmed that 5 January 2026 was its busiest day in more than a year. The FOS has also set out ambitious targets for resolving cases in 2026/2027.

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FCA News
FCA 2026 fines

This page contains information about fines published during 2026. The total amount of fines so far is £371,700.

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Source: FCA
Date: 8 January 2026

FCA Publication
FCA board minutes

The FCA board has published the minutes from its meeting held on 27 November 2025. The board discussed progress on FCA initiatives supporting the growth mission and FCA’s approach to risk rebalancing.

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Source: FCA
Date: 8 January 2026

StepChange News
StepChange Debt Charity sees busiest days in more than a year

On the first Monday of the year, 5 January, StepChange Debt Charity had its busiest day in more than a year, as 800 clients went through debt advice, which is higher than any day in 2025.

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Source: StepChange Debt Charity
Date: 12 January 2026

FOS News
FOS sets out ambitious targets for resolving cases in 2026/27

The Ombudsman plans to resolve 245,000 cases in 2026/27, as it works through existing stock levels, of which 60,000 will be motor finance commission cases. The remaining cases will be non-motor finance complaints, such as insurance, investments, pensions and banking.

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Source: FOS
Date: 13 January 2026

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