About The CCTA

We represent businesses that provide credit to consumers – offering practical support, expert guidance, and a strong voice in policy and regulation.

Our services include events, training, regulatory advice, access to compliant credit agreements, and insight on the latest issues affecting the sector.

We engage directly with Government, regulators, and policymakers—sharing member perspectives and turning that engagement into briefings, publications, and clear guidance for our members.

our foundation

supporting the consumer credit industry for over 130 years

The Consumer Credit Trade Association (CCTA) is one of the oldest trade associations in the UK.

Established in 1891, we have a long and influential history. Our objective is to support and develop an effectively regulated alternative lending market. We strive to ensure responsible access to credit for all.

Our agenda sees us front and centre of consumer credit change, constantly challenging regulatory consequence, and ensuring our members have a voice where it counts.

The CCTA is a network of lenders and associates who share experience, knowledge and the vision of a balanced and transparent industry.

meet the team

working together on behalf of our member

Jason Wassell

Chief Executive

CCTA

As Chief Executive, Jason is responsible for shaping the Association’s strategic direction and representing members at the highest levels of government, regulatory bodies, and industry forums. Jason also works closely with his team to provide advice and guidance, ensuring the Association remains responsive to lenders’ needs.

Jason has over twenty years of experience in risk, communications and public policy. He began his career as an assistant in the European Parliament and has held senior roles in in-house and consultancies.

His background spans the public sector, housing, infrastructure planning, and financial services. Some of this time was focused on working with the government on national risk and crisis management, including planning work on utility failure, pandemics and terrorism.

Apart from day-to-day leadership, Jason mentors professionals in PR and public affairs. He is an enthusiast for technology, but also enjoys getting away from it all in his campervan.

Connect with Jason

Lucy Donovan

Head of Strategy & Communications

CCTA

Lucy is a highly experienced corporate communications and public affairs specialist with a proven track record working at strategic level within the financial services sector.

She specialises in distilling complex regulatory and policy issues into accessible messages that support business strategy, strengthen relationships, and protect corporate reputation.

With strong stakeholder engagement expertise, Lucy advocates on behalf of the alternative lending sector with stakeholders such as HM Treasury, the Financial Conduct Authority and the Financial Ombudsman Service. She also helps develop the overall strategy of the association.

Lucy has over a decade of experience working in the alternative credit market, in several different positions. She holds a Masters in public policy, with Distinction from the University of Nottingham.

In her spare time Lucy enjoys reading and playing tennis.

CONNECT WITH LUCY

Naveed Asif

Head of Policy & Advice

CCTA

In his current remit, Naveed looks after some of the key CCTA services to our members. This includes managing the CCTA Advice Line Service, support with CCTA Agreements and manging the CCTA’s learning and development portal, CCTA Academy. Naveed also liaises with industry regulators and stakeholders on policy initiatives that affect our members and their sectors.

Naveed has extensive career experience in compliance and assurance stemming over twelve years, with roles in auditing and compliance consultancy for various firms in the legal and FCA-regulated sectors.

Naveed enjoys playing and watching football and snooker.

CONNECT WITH NAVEED

Phill Harland

Head of Brand & Operations

CCTA

Phill has over thirteen years’ experience working in events, design, membership and operations. In his current role, he creates all CCTA collateral and curates the brand across our website, publications, brochures and social media. Phill also manages operations within the CCTA, including event management and developing processes and improvements to our products and services.

Phill has previously held a marketing and events position within the creative arts industry, having organised and promoted large scale and longstanding events. Phill holds a Bachelor of Arts Honors degree in English Literature.

Phill enjoys socialising, theatre, films and taking his dogs on scenic walks.

CONNECT WITH PHILL

Sarah Garratt

Membership Manager

CCTA

Sarah has a passion for member engagement and is committed to delivering exceptional service and value to members. At the CCTA, Sarah serves as the key contact for members, helping to build strong relationships, improve retention, and ensure that services meet their evolving needs.

With over 16 years of experience in membership management, events, and operations across both non-profit and commercial sectors, Sarah has led initiatives to grow member communities and deliver meaningful engagement strategies. Sarah currently holds a Honors Degree in Law.

In her spare time, Sarah enjoys reading and travelling.

CONNECT WITH SARAH

CCTA Board

Our council members

  • Mark Fiander (Chair)  Chief Executive, GAIN Credit LLC
  • Adam Freeman  Chief Executive, PDL Finance Ltd
  • Chris Gillespie  Chief Executive, Harvey & Thompson Ltd
  • Jo Davis  Partner, Auxillias Ltd
  • Jono Gillespie  Chief Executive, Everyday Lending Ltd
  • Michael Deans  Managing Director, Borderway Finance Ltd
  • Philip Ross  Director, Richmond Investments Ltd
  • Russell Kelsall  Partner, Walker Morris LLP
  • Sheraz Afzal  Legal, Risk & Compliance, Quint Group Ltd
  • Steven Mee  Consultant, Steven Mee Consultancy
  • Jason Wassell  Chief Executive, CCTA
JOIN CCTA

CCTA Membership

Instalment Options on Request

sole traders & startups

From £66 per month

Paid annually at £800 +VAT

lenders & brokers

From £117 per month

Paid annually at £1,400 +VAT

associate firms

From £159 per month

Paid annually at £1,908 +VAT

CCTA Membership Packages

Discounts Available

CCTA membership

CCTA academy

CCTA agreements

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Membership Enquiry

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