CCTA Roundtable: April 2026

Published 08 April 2026

CCTA responded to the original redress scheme consultation at the end of 2025. Now that the rules have been announced, we held this roundtable at short notice to unpack what the final rules mean for our members. Our usual expert motor finance panel discussed what the rules mean for members.

AI, access and accountability: What the Mills Review means for consumer credit

Published 26 March 2026

Artificial intelligence is moving rapidly from experimentation to infrastructure in retail financial services. The FCA’s Mills Review provides a timely opportunity to consider what that shift means in practice – for consumers, firms, and the future shape of the credit market.

The CIGB: Why it matters for lenders

Published 26 March 2026

The Credit Information Governance Body (CIGB) is one of the most significant structural changes to the UK’s credit information system in many years. While it may sound technical, its impact could be far-reaching for lenders, regulators and consumers.

CCTA Magazine: 2026 Issue One

Published 26 March 2026

Welcome to the first edition of CCTA Magazine for 2026. The year is shaping up to be another significant one for the consumer credit sector. A combination of major regulatory developments and wider market pressures continues to reshape how firms operate and how consumers access credit. In this edition, we focus on several of the most important areas that will define the months ahead.

CCTA Roundtable: March 2026

Published 05 March 2026

At our most recent roundtable, we discussed recent development and were pleased to welcome Equifax to this session. Whilst we await the final policy statement on the redress scheme, we covered: updates on CCTA work, the FCA’s recent Dear CEO letter, member focus arears pre-final scheme rules and the issue of data gaps.

The CIGB: Guidance for members

Published 26 February 2026

For CCTA members, this guidance paper outlines the implications of the Credit Information Governance Body (CIGB), including subscription requirements, fees, governance representation and operational changes. It highlights agreed fee exemptions for very small and social lenders and stresses proportionality to avoid excessive costs. The guidance also helps members understand what is changing, assess potential impacts, and suggest next steps.

CCTA Conference: 2026 Opportunities

Published 25 February 2026

The annual CCTA conference is our flagship event and an industry recognised ‘date for the diary’. Sponsorship and exhibitor opportunities are available for this event. Browse our CCTA Conference brochure to find out more or get in touch to discuss a bespoke package.

CCTA Catalyst Conference: From Artificial Intelligence to Regulatory Reality

Published 19 February 2026

On 28 April, the Consumer Credit Trade Association will host the CCTA Catalyst Conference in London – a focused, forward-looking event examining how artificial intelligence, data governance and regulatory reform are reshaping consumer credit in real time. This is not a generic “future of fintech” debate. Catalyst is designed specifically for consumer credit lenders and compliance leaders who are navigating the practical realities of technological change within a highly scrutinised regulatory framework.

Horizon Scan: 2026 Edition

Published 16 February 2026

Following our Horizon Scan Roundtable, we are writing to share an accompanying document that provides a comprehensive summary of the key regulatory changes expected to come into effect over the next year. Given the pace and scope of upcoming reforms, we have consolidated the most relevant developments into a single, practical overview to support your planning, compliance, and strategic decision-making.

Looking ahead to 2026: Key regulatory developments for consumer credit

Published 11 February 2026

The regulatory landscape for consumer credit continues to evolve, with several significant policy and supervisory developments expected through 2026. While not all changes will take effect immediately, the coming year will be important in shaping the future framework for how consumer credit is regulated in the UK. At a recent CCTA event, we highlighted some of the key developments on the horizon and what they may mean for lenders, consumers and the wider market.

Horizon Scan (2026)

Published 05 February 2026

The session covered anticipated developments in the regulation of BNPL, the Consumer Credit Act review, and ongoing work to improve access to credit. We also explored the Credit Information project and forthcoming steps in the motor finance sector. Attendees heard insights into the FCA’s strategy and areas of supervisory focus.

Horizon Scan (2026)

Published 05 February 2026

The session covered anticipated developments in the regulation of BNPL, the Consumer Credit Act review, and ongoing work to improve access to credit. We also explored the Credit Information project and forthcoming steps in the motor finance sector. Attendees heard insights into the FCA’s strategy and areas of supervisory focus.