A sea change: The changing landscape of UK politics and why it matters

Published 04 May 2026

The UK’s political landscape is becoming more fragmented and dynamic. While British politics has historically been dominated by two major parties, recent elections and shifting voter preferences suggest a broader change in the political environment. Alternative political movements are gaining traction, and policy debates are increasingly shaped by issues such as economic fairness, financial resilience and household debt.

CCTA Inform: Spring 2026

Published 23 April 2026

CCTA Inform is an essential ‘easy read’ publication, exclusively available to members. This issue covers December 2025 to March 2026. During this period, we have collected details of legislation, regulatory updates and other announcements that may be of interest.

CCTA Roundtable: April 2026

Published 08 April 2026

CCTA responded to the original redress scheme consultation at the end of 2025. Now that the rules have been announced, we held this roundtable at short notice to unpack what the final rules mean for our members. Our usual expert motor finance panel discussed what the rules mean for members.

Paving the way: Credit information reform and the CIGB

Published 08 April 2026

The UK credit system relies heavily on the effective sharing of information. Every lending decision – whether for a credit card, motor finance agreement or small-sum instalment loan – depends on data flowing through a network of credit reference agencies, lenders and technology providers. That system has evolved over decades and, in many ways, it works well.

Challenging terrain: Motor finance redress and the AR consultation

Published 27 March 2026

As we approach the end of the first quarter of 2026, the regulatory landscape remains characteristically demanding. Members are navigating a range of initiatives relevant to their sectors, but I would like to highlight two particularly significant matters that the CCTA is actively addressing.

AI, access and accountability: What the Mills Review means for consumer credit

Published 26 March 2026

Artificial intelligence is moving rapidly from experimentation to infrastructure in retail financial services. The FCA’s Mills Review provides a timely opportunity to consider what that shift means in practice – for consumers, firms, and the future shape of the credit market.

The CIGB: Why it matters for lenders

Published 26 March 2026

The Credit Information Governance Body (CIGB) is one of the most significant structural changes to the UK’s credit information system in many years. While it may sound technical, its impact could be far-reaching for lenders, regulators and consumers.

CCTA Magazine: 2026 Issue One

Published 26 March 2026

Welcome to the first edition of CCTA Magazine for 2026. The year is shaping up to be another significant one for the consumer credit sector. A combination of major regulatory developments and wider market pressures continues to reshape how firms operate and how consumers access credit.

CCTA Roundtable: March 2026

Published 05 March 2026

At our most recent roundtable, we discussed recent development and were pleased to welcome Equifax to this session. Whilst we await the final policy statement on the redress scheme, we covered: updates on CCTA work, the FCA’s recent Dear CEO letter, member focus arears pre-final scheme rules and the issue of data gaps.

The CIGB: Guidance for members

Published 26 February 2026

For CCTA members, this guidance paper outlines the implications of the Credit Information Governance Body (CIGB), including subscription requirements, fees, governance representation and operational changes. It highlights agreed fee exemptions for very small and social lenders and stresses proportionality to avoid excessive costs. The guidance also helps members understand what is changing, assess potential impacts, and suggest next steps.

CCTA Conference: 2026 Opportunities

Published 25 February 2026

The annual CCTA conference is our flagship event and an industry recognised ‘date for the diary’. Sponsorship and exhibitor opportunities are available for this event. Browse our CCTA Conference brochure to find out more or get in touch to discuss a bespoke package.

CCTA Catalyst Conference: From Artificial Intelligence to Regulatory Reality

Published 19 February 2026

On 28 April, the Consumer Credit Trade Association will host the CCTA Catalyst Conference in London – a focused, forward-looking event examining how artificial intelligence, data governance and regulatory reform are reshaping consumer credit in real time. This is not a generic “future of fintech” debate.