Regulatory News: 8 October 2026 - CCTA

Regulatory News 8 October 2026

The FCA will retain the HCSTC price cap at its current level and monitor the market for signs that a future review may be needed. Its latest survey also shows rising confidence, satisfaction and trust among firms.

The FCA has also published updates on authorisations, whistleblowers, redress reform and its Board, alongside the recording of its Annual Public Meeting.

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FCA Firms: HCSTC Price cap: Update

The FCA has issued an update on the 2026 review of the price cap for HCSTC.

There was broad support across the different stakeholders for keeping the price cap to ensure consumer protection and market stability. There was no strong call for its level to change, with stakeholders acknowledging the possible trade-offs with access to credit.

The FCA has decided not to proceed with the second stage of the review. It will instead use data, including the new consumer credit product sales data, to monitor the market to identify the circumstances in which further analysis or a review of the price cap may be needed in the future.

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Date: 6 October 2026

FCA Blog: Looking at how we interact with whistleblowers

Stephen Braviner Roman, General Counsel and Chief Risk Officer, talks about how the FCA is reviewing how it engages with whistleblowers.

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Date: 6 October 2026

FCA Webinar: Annual Public Meeting

A recording of the meeting which took place on 6 October is now available.

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Date: 6 October 2026

FCA Publication: FCA Board minutes

The FCA has published the minutes of its Board meeting held on 30 July. The Board discussed plans to modernise the redress scheme.

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Date: 5 October 2026

FCA News: Firms’ confidence, satisfaction and trust in the FCA rise

The latest FCA and Practitioner Panel survey shows rising levels of satisfaction, confidence and trust in the FCA among firms, alongside a strong understanding of Consumer Duty expectations. The key findings can be viewed here.

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Date: 2 October 2026

FCA News: FCA announces new Board appointments

Three new appointments have been made to the FCA Board, bringing additional experience in public policy, financial services, regulation and corporate leadership as the FCA continues to deliver its strategy.

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Date: 30 September 2026

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