Regulatory News 5 August 2026

This week’s industry news covers the FCA’s reforms to the UK transaction reporting regime, designed to simplify requirements and reduce firms’ reporting costs, alongside new research examining the relationship between regional financial services and economic growth.

We also highlight the latest Ombudsman News, the Bank of England’s June Money and Credit statistics, and Fair4All Finance’s 2025 Annual Review, which reflects on progress to improve financial inclusion and outlines future priorities.

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FCA News: FCA finalises rules to cut firms' transaction reporting costs by over £100m a year

Transaction reporting requirements become smarter, simpler and more proportionate under new rules from the FCA. The Policy Statement can be read here.

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Date: 3 August 2026

FCA Publication: Regional financial development and growth in the UK

Independent FCA-commissioned research exploring how UK financial services hubs relate to regional growth, productivity and SME access to finance.

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Date: 29 July 2026

FOS publication: Latest Ombudsman news

In this issue the FOS covers its latest complaints data and Annual Report.

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Date: 4 August 2026

BoE Data: Money and Credit statistics – June

The Bank of England (BoE) has published its latest Money and Credit statistics for the month of June. The key figures highlight that:

Net mortgage approvals for house purchases increased to 58,200 in June but remained below the average of around 61,400 over the previous six months.

Net borrowing of consumer credit by individuals slightly increased to £1.8 billion in June, from £1.7 billion in May, and was in line with the previous 6-month average of £1.8 billion.

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Date: 29 July 2026

Fair4All Finance: Annual Review

Fair4all Finance has published its Annual Review for 2025. The review highlights the organisation’s achievements over the past year and sets out its priorities for the future.

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Date: 30 July 2026