Regulatory News:
25 February 2026

Published 25 February 2026

This week, all of our news pieces come from the FCA. The regulator has provided information on the Consumer Duty cross-cutting rules and the outcomes they expect firms to deliver. In addition to this, the FCA also updated their page on Consumer Duty board reports, highlighting examples of good practice and areas for improvement.

CCTA Catalyst Conference: From Artificial Intelligence to Regulatory Reality

Published 19 February 2026

On 28 April, the Consumer Credit Trade Association will host the CCTA Catalyst Conference in London – a focused, forward-looking event examining how artificial intelligence, data governance and regulatory reform are reshaping consumer credit in real time. This is not a generic “future of fintech” debate.

Regulatory News:
18 February 2026

Published 18 February 2026

This week, The FCA published its whistleblowing dat for 2025 QA. The regulator also confirmed new protections for Buy-now, Pay-later borrowers. In other news, HM Treasury has published a consultation seeking views on proposals to make changes to the legislative framework for Appointed Representatives.

Looking ahead to 2026: Key regulatory developments for consumer credit

Published 11 February 2026

The regulatory landscape for consumer credit continues to evolve, with several significant policy and supervisory developments expected through 2026. While not all changes will take effect immediately, the coming year will be important in shaping the future framework for how consumer credit is regulated in the UK.

Regulatory News:
11 February 2026

Published 11 February 2026

This week, The FCA published a letter to trade associations to provide an update in the development of a Future Entity (FE) for open banking. The FOS also announced that they are seeing the lowest complaint levels in two years.

Regulatory News:
4 February 2026

Published 04 February 2026

This week, The FCA published its first newsletter covering insights and themes from its enforcement work. In addition to this, speeches were also given by Sheldon Mills and David Geale. The latest round of statistics have also been published from both the Bank of England and The Money Charity.

Lantern announces appointments to power growth and customer impact

Published 29 January 2026

Lantern Group, a leading UK debt management and financial services company, has announced three strategic senior appointments as part of its commitment to growth, innovation and customer-centric service delivery. The company welcomes Charlotte Symonds as Chief Operating Officer, Charmaine Bonnaire as Director of Partnerships, and Scott Forster as Head of Brand and Communications.

Regulatory News:
28 January 2026

Published 28 January 2026

This week, the FCA launched a review into the implications of advanced AI on consumers, retail financial markets and regulators. Sheree Howard, Executive Director of Authorisations, also gave a speech at the FCA’s Gateway to growth event, at Chicago Booth London Conference Centre.

Regulatory News:
20 January 2026

Published 20 January 2026

This week, the FCA announced that applications are now open for the next round of AI Live Testing. The regulatory also issued a letter to trade associations, detailing the next steps on how to engage in the process of establishing a future entity for open banking.

Financial inclusion must include access to regulated credit

Published 15 January 2026

The Consumer Credit Trade Association (CCTA) has recently submitted evidence to the Treasury Select Committee as part of its call for views on the Government’s Financial Inclusion Strategy. This paper sets out the key points from our submission. We represent smaller, specialist and alternative consumer credit lenders across the UK.

Regulatory News:
14 January 2026

Published 14 January 2026

This week, the FCA has confirmed the total amount of fines so far during 2026. The regulator has also published board minutes from its meeting held on 27 November 2025. In other news, StepChange Debt Charity has confirmed that 5 January 2026 was its busiest day in more than a year.

Regulatory News:
7 January 2026

Published 07 January 2026

This week, the FCA has opened an enforcement investigation into The Claims Protection Agency Limited (TCPA). The Bank of England and The Money Charity have also released their monthly statistics.