As we approach the end of the year, this is your last chance to join us at the Winter 2025 Summit on Thursday 11 December. The Summit will focus on recent developments across our sector, provide a forward look to 2026, and include an update on CCTA’s ongoing activities. We are delighted to welcome Kate Pender, Chief Executive of Fair4All Finance, who will discuss the government’s recently published National Financial Inclusion Strategy. She will also talk about the plans of Fair4All Finance and how we can work together to improve access to credit and financial inclusion.