Regulatory News 12 November 2025

This week, the FCA stated that certain types of credit builder products show little evidence of being effective for most consumers.

New research from Fair4All Finance shows up to 1.9 million adults in Great Britain have turned to an unlicensed money lender or loan shark in the past twelve months.

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FCA News
Credit builder products: What you need to know

The FCA carried out a review of certain types of credit builder products which found little evidence that they are effective for most consumers.

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Source: FCA
Date: 10 November 2025

FCA News
Payments Vision Delivery Committee sets out new payments strategy

The Payments Vision Delivery Committee has published its strategy for the next generation of UK retail payments infrastructure.

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Source: FCA
Date: 7 November 2025

FCA News
FCA opens applications for three key statutory panels

The FCA is welcoming applications for positions on 3 of its statutory panels. They are looking for experienced professionals who can help shape their work and bring valuable insight from across the financial services sector.

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Source: FCA
Date: 7 November 2025

FCA Speech
Rebalancing risk for growth, the role of the Chief Risk Officer

Sarah Pritchard, Deputy Chief Executive, gave a speech at the launch of the Chief Risk Officer Network.

She said that the FCA wants to support responsible, managed risk to drive growth and innovation, enabled by outcomes-based regulation. She added that the FCA is taking practical steps to rebalance risk in the system, recognising that the opportunity cost of inaction can be greater than the risks of change.

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Source: FCA
Date: 5 November 2025

Fair4All Finance
The rising tide of illegal moneylending

New research from Fair4all Finance shows up to 1.9 million adults in Great Britain have turned to an unlicensed money lender or loan shark in the past twelve months.

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Source: Fair4All Finance
Date: 3 November 2025

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