We are the Consumer Credit Trade Association (CCTA), the trusted voice of the UK’s consumer credit lenders.
For over 130 years, we have championed responsible lending – supporting firms, shaping fair regulation, and engaging directly with policymakers.
We offer insight, guidance, and leadership to help businesses navigate a complex financial landscape. From advocacy to training and compliance support, we want to ensure consumer credit remains accessible, responsible, and sustainable.
CCTA is helping to shape the future of credit while delivering better outcomes for firms and customers.
Consumer credit regulation is complex - especially for smaller lenders committed to responsible lending. We want to help you stay ahead of change, give you a voice in policy debates and the tools to navigate a demanding regulatory landscape.
By joining the CCTA, you receive expert guidance, industry insight, and a network of peers facing the same challenges. Our members receive tailored compliance resources, practical support, and opportunities to influence - helping you grow your business with confidence, clarity, and credibility.
Keeping your team up to date is not easy but the right training can reduce compliance risk, strengthen company culture, and show regulators that your business takes its responsibilities seriously.
CCTA Academy offers expert-led online training, designed for consumer credit lenders. With practical courses for staff and managers, we give you the tools to build confident, compliant teams, without the cost or complexity of developing training in-house.
Regulations keep evolving as interpretations shift, and even a small mistake can lead to disputes or enforcement. Staying compliant is challenging, but you don’t have to do it alone.
The CCTA offers ready-to-use agreements and essential legal documents, fully aligned with current rules and expectations. Backed by decades of experience, we help your business stay legally sound and regulator-ready, so you can focus on growth with greater confidence and peace of mind.
Stay ahead of industry changes and connect with key players through our events programme. Share insights and engage directly with regulators, industry leaders, brokers, and lenders at our online and in-person events.
CCTA 2026 Annual Conference - where the consumer credit industry meets. Join us next year to network, gain insights, and hear from key regulators and industry leaders.
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