SQUARE 4
Square 4 was founded with the vision to support people and businesses to grow and thrive across the evolving spectrum of governance, conduct, financial crime, and operational risk. Our mission is to deliver unparalleled levels of engagement, service, and expertise, assisting organisations across a diverse and dynamic regulatory environment. We differentiate ourselves from traditional outsourced service providers by fostering partnerships with our clients to propel essential regulatory transformations across our primary service areas.
Square 4 harnesses technology and proficiency to craft tailor-made solutions across our four key service lines: Advisory, Resourcing, Recruitment and Learning & Development. Our team boasts extensive expertise drawn from prestigious backgrounds, encompassing experience from leading professional service firms, regulatory bodies, executive positions within financial institutions, and various consultancy providers.
We’re also dedicated to making a positive impact on our people, clients, and communities. Therefore, it was an easy decision for us, bearing a name like Square 4, to allocate 4% of our annual earnings to charitable causes.
Visit square4.com
Email hello@square4.com
Call 0845 139 4444
WALKER MORRIS
Walker Morris provides market-leading advice to consumer, motor and asset finance providers. We have one of the largest teams of talented and specialist lawyers, with experience of working both in-house and at the regulator, and advising on regulatory sensitive matters. We have experience of advising a wide range of providers: from large household names to smaller players and new entrants into the market. We advise on the full range of issues from authorisation and permissions, to regulatory process, procedures and policies, to consumer documentation (including post-contractual documents) to challenges to the very way in which you operate business (for example, enforceability challenges, documentation, responsible lending, commission structures and business procedures).
Our recent experience includes:
- providing strategic advice to motor finance providers on commission issues (including advising on their responses to the Financial Conduct Authority and the Financial Ombudsman Service, their approach to dealing with claims and complaints and potential risks);
- advising motor finance providers on prospective diesel emission claims (including advising on the basis of claims and the threatened group litigation orders);
- providing strategic advice to consumer, motor and asset finance providers on remediation plans and making notifications to the FCA because of non-compliance (including advising on projects with potential remediation of over £500m); and
- advising consumer, motor and asset finance providers on the impact of the implementation of the Consumer Duty (including advising on policies and procedures, and re-drafting documentation to ensure good outcomes).
Visit walkermorris.co.uk
Email hello@walkermorris.co.uk
Call 0113 283 2500
QUALCO
QUALCO offers a wide range of analytics-driven fintech solutions that enable enterprises to effectively manage their customers and assets.
With more than 20 years of proven experience, QUALCO is a leading Fintech solutions provider, enabling clients to realise value through the provision of operational platforms, data insights, digital experiences, and domain knowledge.
More specifically, our technology comprises enterprise-class, highly scalable, end-to-end software solutions and allows our 90+ clients in over 35 countries to automate, streamline and standardise their operations.
Our solutions cover a wide range of needs for Banking, Financial Services, Utilities, and Retail organisations. More specifically we offer end-to-end technology solutions for NPL & Receivables Management, Data Analytics & AI and Loan Management.
Visit qualco.eu
Email info@qualco.eu
ACQUIRED.COM
Founded in 2015, Acquired.com was born from a relentless dedication to customers and their business goals. At the heart of Acquired.com lies a commitment to empowering businesses with next-generation payments solutions and the essential industry expertise they need to thrive in the digital economy. Providing a unified solution combined with a highly personalised service, we give competitive advantage to our customers in an industry too often reliant on disjointed solutions. Our mission is to become a fundamental part of the payments infrastructure for recurring commerce, anticipating and responding to the evolving needs of our customers.
Visit acquired.com
Email sales@acquired.com
TRUSTFOLIO
Trustfolio is a leading ‘debt-tech’ firm founded by top experts from the consumer credit, debt advice, collections, insolvency, and fintech sectors.
Our innovative technology and expert team bring a deep understanding of the entire debt lifecycle, enabling creditors to streamline debt and insolvency processes while enhancing collections.
Our digital platform, Trustledger, replaces outdated postal communication between creditors and insolvency practitioners (IPs), improving efficiency and decision-making. With a focus on meeting FCA Consumer Duty requirements, creditors benefit from quicker access to IVA documentation, comprehensive MI reporting, and automated voting capabilities.
Trustfolio’s platform also supports vulnerable customers, ensuring tailored care, and provides transparency through a digital footprint of all communications. By simplifying the IVA process and offering bespoke solutions, Trustfolio improves customer outcomes while staying compliant with Consumer Duty standards.
Visit trustfolio.co.uk
Email info@trustfolio.co.uk
LENDINGMETRICS
LendingMetrics is a leading UK brand specialising in credit decisioning software and data services, outside of the major credit reference agencies. UK-owned and operated, our entire team is based in the UK, focusing exclusively on the UK lending market. This gives us a unique advantage in providing agile, in-depth expertise in UK credit risk. Our flagship product, ADP, has been successfully serving lenders since 2016, offering sophisticated decisioning capabilities through a user-friendly, code-free intuitive interface. Paired with DeeJoop, (also available via a standalone API), our services streamline credit risk data from multiple bureaus, eliminating duplication and delivering a clear, accurate view of a client’s credit profile within milliseconds. At any level, DeeJoop can provide you with the clearest, most accurate image possible of your client’s level of affordability and credit history. All without increased time and money spent on manually sorting through data.
Visit lendingmetrics.com
Email info@lendingmetrics.com
BARLEYCORN
Barleycorn recruits high-flyers in compliance, risk, financial crime and data protection. We believe the best recruitment practices should allow you to:
- Sustain Ability
- Create Belonging
- Grow Culture
It really should be as simple as ABC – but in reality we appreciate that is not always the case. Barleycorn’s market expertise and transparent approach builds meaningful, authentic relationships with clients and candidates based upon trust.
This leads to better decisions, by understanding aspects that REALLY matter when hiring talent. Partnering with Barleycorn today will help you to sustain, create and grow your ABC.
Visit barleycorn.io
CCTA ACADEMY
CCTA Academy is a new online learning and development platform provided by the Consumer Credit Trade Association. It is built on our experience and insights from our membership.
With a specific focus on consumer credit compliance, CCTA Academy provides tailored online compliance training modules for both staff and manager levels. It also accommodates ongoing learning and development opportunities through regular ‘live learning’ sessions from the CCTA team.
The compliance training modules are relevant to the training and competency expectations of the Financial Conduct Authority. The platform allows full audit facilities. This provides firms with a solid foundation when it comes to being confident and proving that their team members are well-trained.
These courses are also specific to the sectors in which our members operate. They have been developed based on the expertise and insight shared with the CCTA. Ensuring that they are relevant to lenders.
CREDIT STRATEGY
CREDIT CONNECT
