PIONEERING THE FUTURE OF LENDING
BALANCING OPPORTUNITY AND RESPONSIBILITY
QUALCO
Members Only
Navigating the dynamic consumer credit landscape requires more than just adequate information. It calls for in-depth insights into regulation and innovation, paired with a strong understanding of the consumer and their circumstances.
THE REVOLUTION OF OPEN BANKING AND THE RISE OF CONSUMER-CENTRIC STRATEGIES
Open Banking is pivotal in recent technological advancements, revolutionising lending by enhancing transparency, improving risk assessment, and delivering much more personalised products and services. Technology is vital in helping financial institutions adhere to the FCA’s new Consumer Duty. With millions of customer interactions, technology, such as AI analytics, automates compliance monitoring, detects vulnerable customers, provides real-time guidance to agents, improves efficiency, and allows continuous refinement of processes. It can ensure fair treatment of customers and help organisations meet regulatory requirements effectively and confidently.
QUALCO’S INNOVATIVE APPROACH
QUALCO is dedicated to delivering AI-driven solutions that modernise and enhance credit and financial operations. We are committed to pioneering the economic future by tapping into the power of technology, data and industry expertise. Central to our efforts is QUALCO 360, our suite of pre-built systems designed for managing Performing Loans, Non-Performing Loans, Non-Performing Exposures, and credit portfolios.
Enriched with analytics, machine learning capabilities, and digital engagement tools, our constantly expanding solutions ecosystem enables businesses to swiftly adapt their operational activities to meet the ever-changing demands of customer behavior. QUALCO 360 helps manage debts and payments across all sectors, including banking, retail, utilities, and various businesses. It covers the entire credit process, from regular payments to early missed payments and legal actions for recovery, for both secured and unsecured loans.
