Our Reputation

Being a member of a reputable Trade Association, and adhering to a Code of Practice, helps to illustrate to other businesses and customers, responsibility, credibility and reliability.

CCTA is committed to campaigning for best practices in lending through its comprehensive Code of Practice, now updated to take account of recent extensive changes in law, practice and procedure. The revised Code demonstrates CCTA’s further raising of standards and increases the visibility and credibility of our industry. This will be beneficial to both members and their customers.

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Since 1 October 2007, unregulated companies and organisations (i.e. not a Local Authority or a Government Organisation) who request vehicle registration information electronically from the Driver and Vehicle Licensing Agency (DVLA) must be members of a DVLA Accredited Trade Association (ATA).
Source: DVLA Press release 23: Release date 01/10/2007

Part of the process for 'accrediting' trade associations includes ensuring that there is in place a clear and enforced Code of Practice (CoP) relating to conduct and how DVLA data may be used.

The Consumer Credit Trade Association (CCTA) has been granted Accredited Trade Association status by the DVLA. This allows its members to apply for 'Approved Conditional Access' (ACA) i.e. access to Vehicle Keeper Data via a secure electronic link, providing they have successfully served a 6 month probation period, making manual requests. These links are operated under contract with the DVLA.