Become A Member

our philosophy

At CCTA we enjoy a reputation for integrity and a strong independent voice. Established in 1891, we have a long and powerful history. We are passionate about our industry, and work closely with the regulator, sharing their vision for a balanced, transparent and thriving market.

Our members offer credit in a high profile, dynamic arena, and rely on us to provide a yard stick for best practice. We are friendly and professional, and the community we have developed delivers essential support at a competitive price.

We welcome like-minded businesses. If you share our philosophy and would like to join us, all the information you will need can be found below.

If you would like to talk things through, call us on +44 (0) 1274 714959 or CONTACT US DIRECT +

Facts

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    CCTA members

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    2017 planned events

  • ANNUAL

    conference and gala dinner

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    years shaping the credit industry

Become a Member APPLICATION FORM +

Services

BENEFIT NON MEMBERS CCTA MEMBERS
legal advice +
CCTA

Legal Advice

Our in-house specialist is one of the most respected legal minds in the industry, and is on hand to answer any credit related queries our members have.

Invaluable advice and guidance is never further than a call or email away.

Whether chasing a speedy answer to a ‘quick question’, or looking for a more in depth solution to a problem, CCTA membership provides a comprehensive legal service, which alone often proves to be well worth our subscription fee.

complaint & conciliation service +
CCTA

Complaint & Conciliation Service

At CCTA we operate a free complaint conciliation service, an effective way of dealing promptly, sympathetically, and fairly with potential problems. We aim to offer reassurance to the public that all companies allied to us, trade with integrity or risk expulsion from the association. We are committed to campaigning for best practice in lending, and work continually to raise the standards and increase the visibility and credibility of our industry.

sector specific lobbying +
CCTA

Sector Specific Lobbying

Our vision is to be ‘the’ credible, valued and trusted representative of consumer finance. Our mission is to translate the interest of our members to UK and European regulators.

It is difficult for any lone business to flex their muscles with regard to the barrage of regulatory reforms that seem to hit the credit industry on a regular basis.

Lobbying is at the heart of our association. Our ultimate aim is to ensure that the voice of our members is heard and understood on a wide landscape of issues, challenging on their behalf, the cost and burden that new law can bring.

hard copy credit agreements +
CCTA

Hard Copy Credit Agreements

We offer a wide range of generic, ready to use, fully compliant credit agreements, designed to suit your business.

These documents are covered by CCTA liability insurance, and come with free delivery.

Membership attracts a 25% discount. Full information is available in our CCTA credit agreements booklet.

Standard Prices 25% Discount
electronic agreements +
CCTA

Electronic Agreements

This service is only available to our members and is an effective way of safeguarding against costly solicitor fees. Once you have purchased copyright, you will be able to embed the electronic format of our credit agreements into your computer system, giving you unlimited access to the document and eliminating the need to stock hard copy agreements.

Electronic agreements are covered by a CCTA Copyright Licence and are automatically updated free of charge if legislation changes.

supplier database +
CCTA

Supplier Database

Our supplier database allows you to compare and contact a wide range of suppliers who specialise in consumer credit industry matters.

The database includes: solicitors, consultants, legal advisors, debt collection/tracing services, credit reference/scoring agencies, software developers/system suppliers and other professional services.

member database +
CCTA

Member Database

Running any business can be an isolating experience, and consequently in addition to our meet and greet opportunities, we open our database to all members.

The database provides a handy ‘in-house’ search facility for any member wanting to contact like-minded individuals.

Communications

BENEFIT NON MEMBERS CCTA MEMBERS
consumer credit magazine +
CCTA

Consumer Credit Magazine

We pride ourselves on producing a quarterly magazine that doesn’t follow a script, but evolves in response to the industry around it. We seek out experts with courage and a strong voice to write for us. We deliver the news in a ‘no nonsense’ nutshell.

regulatory inform newsletter +
CCTA

Regulatory Inform Newsletter

Each week, our legal expert searches for details of industry related judgements, guidance and announcements. Each quarter we send out an e-magazine update on just how the scales of justice are balancing.

weekly industry news bulletin +
CCTA

Weekly Industry News Bulletin

Keeping members abreast of changing regulation and fast moving industry news is an important aspect of the CCTA support role.

Our weekly news emails include a synopsis of the latest news, with easy to use links taking the reader directly to a chosen feature. Dedicated and detailed e-bulletins cover those more urgent issues requiring immediate attention. Either way, the information our members need is never more than a click away.

Supporting our regular updates, our online news board is a ‘one stop shop’ listing everything from government releases and requirements, to articles we feel may be of particular interest or use.

Events

BENEFIT NON MEMBERS CCTA MEMBERS
training courses +
CCTA

Training Courses

Our training schedule offers a wide range of courses covering the day to day needs of the credit business. Full details can be found on our website. Each year we take a fresh look at our offer, providing a comprehensive view of the legal and regulatory challenges facing business, keeping delegates infomed and illustrating ‘competence & credibility’.

We welcome everyone involved in credit or lending under any discipline or seniority: owners, directors, company secretaries, legal practitioners, IT personnel, credit management, debt collectors and internal training teams.

Standard Prices £55 discount per Delegate
annual conference +
CCTA

Annual Conference

Our annual conference is a recognised industry ‘date for your diary’. In a relaxed and friendly atmosphere, this two day event delivers an impressive line-up of regulatory and industry speakers and a comprehensive mix of delegates and exhibitors. The open workshop forum encourages active involvement, whilst the presentation pack and attendee list, ensure guests have the full picture.

We aim to offer not only a complete overview of the industry’s current standing, but a platform for delegates to gather information and contacts, with a view to the growth of their business. The ‘grand finale’ gala dinner is the perfect antidote to ‘business as usual’.

Standard Prices Up to £157 discount Per Delegate
seminars +
CCTA

Seminars

Our Briefing Seminars aim to provide in depth information and clarity around current major issues facing our industry. They offer an open debate forum with formal presentations, Q & A sessions and legal and regulatory updates.

A networking lunch provides members and their guests the opportunity to meet speakers, CCTA representatives and like-minded professionals. Delegates receive a full briefing pack containing information and presentations from the event.

policy committees +
CCTA

CCTA Policy Committees

At CCTA a single statement which captures our ethos and shapes the DNA of our association. ‘Stronger Together’ is who we are today, who we were yesterday, and who we will be.

Through a natural process of evolution our corporate structure is now lead by a CCTA executive board, supported by sectoral committees which feed into lobbying, focus and direction. This isn’t change for changes sake, but a move to ensure that your voice, is @CCTAvoice. We embrace the nature of our broad church membership, which opens up a wide vision of consumer credit.

We are proud to represent all aspects of this vibrant and diverse arena. It is in recognising and welcoming the unique qualities of individual sectors, that CCTA offers a truly comprehensive representation of the industry.

Downloads

BENEFIT NON MEMBERS CCTA MEMBERS
CCTA codes of practice +
CCTA

CCTA codes of practice

In a tough climate, it is ever important for businesses to show just how seriously they take the issues of competence and compliance. Simply belonging to CCTA is an excellent start.

Our members have an industry recognised general code of practice to follow, along with additional ‘sector specific’ codes.

Their adherence illustrates to customers and regulators alike, credibility and reliability.

CCTA logos +
CCTA

CCTA logos

Our brand has evolved to reflect our corporate ethos and contemporary attitude. Membership brings with it the benefit of our reputation, and the option to use our easily recognised and highly regarded brand.

APR calculator +
CCTA

APR calculator software

In conjunction with CCTA, Oyster Bay Systems are pleased to offer association members Flex_Master and ERS (EuroSet Reference Standard) free of charge.

Flex_Master and ERS are user friendly desktop tools delivering calculations which are regulated by the European Consumer Credit Directive (ECCD). In the United Kingdom, the influence of the ECCD is embodied within amendments to the Consumer Credit Act, the legislation is far reaching in many areas, and these calculators are specifically aimed at providing fully compliant APR's and early settlement figures.

early settlement calculator +
CCTA

Early settlement calculator software

In conjunction with CCTA, Oyster Bay Systems are pleased to offer association members Flex_Master and ERS (EuroSet Reference Standard) free of charge.

Flex_Master and ERS are user friendly desktop tools delivering calculations which are regulated by the European Consumer Credit Directive (ECCD). In the United Kingdom, the influence of the ECCD is embodied within amendments to the Consumer Credit Act, the legislation is far reaching in many areas, and these calculators are specifically aimed at providing fully compliant APR's and early settlement figures.

Need full details of membership? membership information brochure +

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