Bringing out the best in your business...

Who we are…

CCTA is one of the longest serving credit trade associations in the UK. We have unrivalled experience, and a common sense approach to success.

Our vision...

is to be THE credible, valued and trusted representative of consumer finance organisations and businesses.

Our mission...

is to represent the interests of all our members to both UK and European Government Regulators. We strive to protect and improve the environment in which we all work. For over 120 years CCTA has helped to shape the credit industry, working with policy makers and regulators at the centre of Government, ensuring that the voice of our members is heard and understood, on a wide landscape of industry issues.

Legislation and Regulation has substantially increased over the last few years and, true to our reputation, we have maintained a strong presence on all relevant Government committees and working groups, pushing for 'better' and 'less' regulation. Our ultimate aim is to reduce both the cost and burden new law can place on our industry and consumers. In short,
we are here to fight your corner.

What we offer our members…

Click on About CCTA to find more details, but in short, your membership fee opens the door to:

A strong lobbying voice
Our reputation
FREE credit related legal advice
Ready to use Credit Agreements
Training courses that cover the day-to-day needs of your business
FREE complaints and conciliation service
FREE magazine – full of up to date news from the credit industry
A series of effective networking opportunities

Are we for you?...

We welcome everyone involved in the credit industry, and its supporting services, to name but a few:

All types of Credit Grantor/Broker including:
Secured loans & Unsecured loans
Retail Lenders
Home Credit
Pay Day Loans
Log Book Loans
Banks
Mortgage Lenders
Motor Finance

Credit Support Services
Credit Management Consultants
Debt Collectors/Tracers
Insurers
Legal Practitioners/Solicitors
IT/Software Suppliers

How we work...

Ensuring that new legislation works in the real world, is one of the most important considerations we have as a 'not-for-profit' trade association. In order to do this, CCTA is governed by a council, made up of representatives form the membership, which meets bi-monthly to discuss the development of the association, and the all important implications of our lobbying activity.

Why join us?...

Apart from all of the above, starting a new business, moving into a different market, or simply moving forward can be a daunting prospect. Credit legislation in itself is enough to leave you scratching your head.

The CCTA can help you to adapt to regulatory change, and provide essential support.
Why go it alone when you don’t have to?

Have a look around the website, and if you have any questions, just call us on 01274 714959.

we look forward to hearing from you.